• Property Damage, Money, Business Interruption, Employers Liability, Public Liability

Suits: Retail Businesses

A comprehensive package offering retail customers a wide range of covers as standard with scope to tailor cover to match their individual needs

  • All Risks cover, Contents and Stock
  • Money
  • Business Interruption
  • Glass
  • Employers Liabilty
  • Public Liability

Additional Options include:

  • Buildings
  • Rent
  • Multiple Premises

Sweet Spots

Examples of where we have a particularly strong appetite, are actively targeting, and have been found to be at our most competitive.

  • Hobby Arts & Crafts
  • Books, Toys, Educational & Stationery
  • Clothing & Footwear
  • Sandwich Bar Cafe Deli & Bakery
  • Furniture & Lighting
  • Decorating & DIY
  • Newsagent
  • Off Licence

Positive Risk Features

Factors we will take into account to make our sweet spots even more competitive.

  • Single Tenancy
  • Good Alarm and Physical Security
  • Low Claims Frequency
  • Standard Construction
  • Length of time in business


Risks we would never write, or write only rarely forming a small part of a wider portfolio.

  • Adult Shops
  • Treatment/Dispensing Risks
  • Licensed Premises
  • Risks with high liability claims frequency

Product Contacts