Residential and Commercial Insurance

  • Buildings Insurance, Rent Insurance, Alternative Accommodation Insurance

Suits: Suits owners of Apartment Blocks, Student Accommodation or Converted Properties

The following will be automatically included in your Policy

  • Buildings Insurance
  • Loss of Rent cover
  • Alternative Accommodation
  • Public Liability Insurance
  • Employers' Liability Insurance
  • Contents Insurance

We have a dedicated Apartment Block Team to ensure swift and professional service.

Sweet Spots

Examples of where we have a particularly strong appetite, are actively targeting, and have been found to be at our most competitive.

  • New and/or purpose built developments with a commercial element of no more than 25% in terms of sum insured or sq ft
  • Commercial element includes shops, offices or creche

Positive Risk Features

Factors we will take into account to make our sweet spots even more competitive.

  • Low frequency of claims
  • Majority occupied
  • Professional lets or owner occupied
  • Declared value > €5m

Showstoppers

Risks we would never write, or write only rarely forming a small part of a wider portfolio.

  • Unoccupied properties or properties undergoing refurbishment
  • Social housing/housing associations
  • Holiday Homes or Villages
  • Commercial properties

Product Contacts